Have you thought how your future will be like if you are not able to care of yourself? Did you know that our government programs for Long Term Care are not as thorough as programs for health care?
Long Term Care Insurance helps to pay for care if an insured person becomes functionally dependent (difficulty with any two: bathing, eating, dressing, Toileting, Transferring, Maintaining continence) or have cognitive impairment such as Alzheimer’s Disease.
Did you Know… Long Term care services may be provided in your home, adult day care or in a retirement home. You may need help with nursing care, rehabilitation and therapy, personal care (help with the routine activities of daily living), homemaking services (meal preparation, cleaning, laundry), supervision.
Long term care insurance is an excellent solution instead of exhausting your savings, investments and assets to pay for the type of care you want. It gives you added Peace of Mind during retirement to receive the quality of care you want with the dignity you deserve.