Critical Illness

Do you know someone who is suffering or has suffered a critical illness?
Do you think it had an impact on his or her lifestyle?
What do you think your chances are of being diagnosed with a critical illness?
Emotional trauma and stress to you and your family
Do you think you will be on a waiting list for health care in your lifetime?
Loss or reduction of income – loss of savings, liquidity, home
Increased living expenses
Lifestyle changes
Loss of choice and independence
Jeopardized retirement goals and dreams
Risk to your children’s future

Possible problems for your business

Risk to key business relationships
- employees
- creditors
- clients / customers
- suppliers
Risk of bankruptcy – reduced cash flow
Potential overnight loss of lifetime’s work
Loss of independence – loss of choice
Jeopardizes dreams of family legacy
Forced return to work when you’re not physically or emotionally ready
Lifestyle change
Key personnel succession planning

Heart Attack
Alzheimer’s Disease
Aortic Surgery
Aplastic Anaemia
Bacterial Meningitis
Benign Brain Tumor
Blindness
Coma
Coronary Artery Bypass Surgery
Deafness
Heart Valve Replacement
Kidney Failure

Cancer
Loss of Limbs
Loss of Speech
Major Organ Failure (Waiting List)
Major Organ Transplant
Motor Neuron Disease
Multiple Sclerosis
Occupational HIV Infection
Paralysis
Parkinson’s Disease
Severe Burns

Critical illness insurance provide you with an immediate source of funds at a critical time in your life.

Let’s talk about how a Critical Illness condition could affect your family or business, and how you can include critical illness insurance in your Financial Security Plan.