What’s the fashion when it comes to mutual fund styles?

Did you know that your mutual fund manager has a certain style? We’re not talking about how they dress, but the way they choose the investments they hold and manage on your behalf. Knowing what the various styles are can help determine the right funds and the right mix of funds for you. Plus, diversifying your portfolio by management style […]

Last year saw some big ups and big downs in the markets. The good news? When financial markets are turbulent, they present a golden opportunity to buy investments at lower prices. An easy, effective way to do that is through dollar-cost averaging. This strategy involves investing a fixed amount at regular intervals, no matter how markets are performing. When markets […]

Staying on top of the rules and deadlines for your registered plans, such as Registered Retirement Savings Plans (RRSPs) and Tax-Free Savings Accounts (TFSAs) can help you maximize the considerable benefits they offer. So, here are the rules to keep in mind for 2019: RRSP contribution limit. The maximum RRSP contribution limit for the 2018 tax year is $26,230 or […]

March 1, 2019 is the last day on which you can make a contribution to your mutual funds in a Registered Retirement Savings Plan (RRSP) that can be deducted on your 2018 tax return. If you’re thinking of skipping your contribution “just this once,” you might want to think again. Opportunity cost If you are now 55 and skip a […]

The Canada S&P/TSX Toronto Stock Market Index reached an all-time high of 16567.42 in July of 2018, just one example in a series of record-setting returns in equity markets around the world. Indeed, the MSCI World Equity Index added $8 trillion in value in 2017.1 For equity fund investors, that represents a reason to celebrate, but it also means that […]

Anyone with a penchant for fitness has probably heard about how important a strong “core” is to overall body strength. Just as you pay attention to your body’s core, you need to take care of your core mutual fund investments. They need to be strong enough to support your investment goals. Every mutual fund portfolio should have a nucleus of […]

Whether you’re 30 years from retirement or three, a diversified, well-managed portfolio of mutual funds can help provide the mix of security, income, and growth you need to reach your retirement goals. But what that portfolio looks like will change over time, as these three scenarios illustrate. The building years “Go for growth” is likely to be your investing mantra […]

Whether it’s to provide an income stream to meet financial needs or as a counter to the more volatile parts of your portfolio, there’s always a need for safe fixed-income or cashequivalent funds. These fund types can play just such a role. Money market funds. These may not offer much returns potential in a time of historically low interest rates, […]

Most mutual funds are designed to be medium or long-term investments and not traded frequently – as you might do with an individual stock holding. But occasionally, an individual fund may outlive its usefulness for your portfolio or your goals. Here are four situations that could dictate a review of a fund in your portfolio. Your portfolio needs change. Probably […]

At any given time, or any year, or any phase of the market, one asset class gets all the attention. Tech stocks one year, natural resources the next. Investors can be tempted to chase after those outperformers, hoping to maximize their returns. Of course, none of us can predict the future or who will be next year’s star. Nothing illustrates […]