Review a list of Our Products

L.I.K. & Associates, founded by Larry Kleinmintz, provides key financial planning services for both business owners and individuals. We work closely with each of our clients to achieve often exceed their goals with creative, low risk and sound financial structures utilizing wide varieties of our products.

Savings & Investment Solutions (Strategies)

  • Tax Exempt Saving Plans
  • High Yield Savings & Chequing Bank Accounts (Personal & Business)
  • Guaranteed Investment Certificates
  • Mutual Funds & Segregated Funds
  • RRSPs, RESPs, RRIFs, Group RRSPs, “Income Plus”
  • TFSA – Tax Free Savings Account
  • 100% Capital Guaranteed Investment Funds
  • No Probate Fee Concepts


  • Life Insurance (Term, Wholelife, Universal)
  • Critical Illness (Personal & Corporate)
  • Disability Insurance (Personal & Corporate) (Payout for Life, not just to age 65)
  • Group Health Benefits (Health & Dental)
  • Mortgage Insurance
  • Long Term Care Plans (LTC)
  • Family Insurance Plans
  • Income Replacement Plans
  • Travel Insurance
  • Health & Dental Plans
  • Life Insurance for Kids



  • Retirement Planning
  • Financial Planning Services
  • Inheritance Planning
  • Estate Planning
  • Tax Efficient Strategies Investments
  • Severance Analysis
  • Business Owner Succession
  • Tax Exempt Pension Structures
  • IPP – Individual Pension Plans
  • IRP – Individual Retirement Plans
  • Lifetime Economic Accumulation Plans